How to do KYC for Fastag?
The National Highways Authority of India (NHAI) now requires vehicle owners to complete the KYC (Know Your Customer) process for FASTag. While some people have already done it, many are still confused about how to get started. If you are one of them then don’t worry—MyRaasta is here to help you! In this blog, we will suffice important topics and questions regarding FASTag and break down the steps to help you easily complete your FASTag KYC. So, whether you’re wondering how to do KYC for FASTag or you just want to understand the new regulations, then this guide is for you.
What is FASTag?
· Let’s start with the basics. FASTag is a small, sticker-like tag that you place on your car’s windscreen.
· It’s not just any sticker, though—it’s equipped with RFID (Radio Frequency Identification) technology, which uses radio waves to communicate with the toll system.
· But, What does it do? Every time you pass through a toll plaza, the toll amount gets automatically deducted from your linked bank account without you having to stop.
· It’s convenient, contactless, and, most importantly, saves you time and fuel.
Why Do You Need a FASTag?
So, you’re asking yourself, “What is the benefit of having a FASTag?” Here’s your answer
· Mandatory by Law: The government now requires FASTag for all vehicles on highways. It’s not just a convenience; it’s a legal requirement. If you end up entering a FASTag lane without one, you’ll have to pay double the toll amount. And if your FASTag is damaged or you don’t have enough balance, you’ll also be liable to pay double the toll. Plus, since April 2020, having a FASTag is necessary to get third-party insurance for your vehicle, making it a must-have even if you are not going on the highways.
· No More Waiting in Lines: With FASTag, you breeze through toll plazas without having to stop. It’s so seamless—just drive up and keep moving. The RFID technology does all the work, so you don’t have to worry about those long queues.
· Cashless and Easy: Forget about fumbling for cash or dealing with change. FASTag links to your bank account or a prepaid account, so the toll charges are automatically deducted. It’s a hassle-free experience.
· Save Time and Fuel: Since you’re not idling at toll booths, you’re saving on fuel and cutting down on wasted time. It’s a win-win situation—fewer stops mean more efficiency and less stress on the road.
· Real-Time Updates: Many FASTag systems give you real-time updates on your toll charges. This means you can easily track your spending and manage your account without any surprises.
In a nutshell, FASTag makes your road trips smoother, faster, and more cost-effective. Most vehicles sold since 2017 come with pre-fitted FASTags, so if you own an older vehicle, it’s time to get one made. It’s a small sticker with big benefits—worth getting!
How to Do KYC for FASTag?
Now, let’s get to the core of this blog—how to complete your KYC for FASTag. Whether you’re a new car driver or you need to update your existing KYC details, this step-by-step guide will make the process easy for you -
1. Log In to Your FASTag Account
You have to start by logging into the website or mobile app of your FASTag provider. This could be your bank, Paytm, Google Pay, or any other platform that offers FASTag services.
2. Find the KYC Update Section
Once logged in, navigate to the KYC section. It’s usually simple to find under ‘Profile’ or ‘Account Settings.’
3. Choose the Type of KYC
You will see options like ‘Minimum KYC’ or ‘Full KYC.’ For better benefits and fewer limitations, it is recommended to go for full KYC.
4. Upload the Required Documents
Here’s what you’ll need for the KYC update:
Aadhaar Card
Vehicle Registration Certificate (RC)
PAN Card
According to RBI guidelines, you can also use any of the following as identity proof:
Driving License
NREGA Job Card (signed by a State Government official)
Passport
Voter’s ID
You might also need a recent passport-sized photo depending on your provider’s requirements.
5. Submit and Wait for Verification :
After uploading your documents, submit them for verification. This usually takes a few days. Once approved, you’ll receive a notification, and your KYC status will be updated.
By following these steps and preparing the necessary documents, you’ll be all set with your FASTag KYC in no time!
How to Do KYC for FASTag Online via Mobile Apps?
If you prefer using your phone, most FASTag providers have mobile apps that let you complete the KYC process. The steps are the same—log in, find the KYC section, upload your documents, and you are good to go!
Here are four practical and realistic FAQs for your FASTag KYC blog:
FAQs on FASTag KYC
1. Can I complete my FASTag KYC at a toll plaza?
· Yes, many toll plazas have facilities where you can complete your FASTag KYC on-site. You can visit a FASTag service counter at the plaza for assistance, but it’s generally more convenient to complete it online!
2. What should I do if my FASTag is not working due to damage?
· If your FASTag is damaged and if it is not working, visit your FASTag provider’s customer service or website to request a quick replacement.
3. How can I check the status of my FASTag KYC application?
· You can check the status of your KYC application by logging into your FASTag account on the provider’s website or mobile app. There should be a section where you can view the status of your KYC and any pending actions.
4. What happens if my KYC documents are rejected?
·If your KYC documents are rejected, you’ll usually receive a notification explaining the reason. Common issues include incorrect details or missing documents. Follow the instructions provided to correct any issues and resubmit your documents for review.
By staying compliant with regulations and ensuring your KYC is up to date, you avoid any interruptions while traveling on roads and highways. Whether you’re a first-time user or just need to update your information, following the steps outlined above will have you sorted in no time. At MyRaasta, we’re here to guide you through every step of your car care journey—right from maintenance tips to simplifying processes like FASTag KYC. Keep your car running smoothly and your travels stress-free with MyRaasta by your side!
