Car Discounts Up to ₹2 Lakh – 10 Smart Tips

Buying a car is a big deal, and no one wants to pay more than they should. The good news? There are new car offers in India that can seriously cut down the price—but only if you play your cards right. From car dealer discounts to timing hacks, we’re breaking down how to get car discounts without the hassle.

Think of this as your cheat sheet to top car buying tips—whether you're eyeing a budget hatchback or a fancy SUV. Want to know the best time to buy a car in India? Need some car purchase negotiation tips to outsmart pushy salespeople? We've got you.

Let’s get you the smartest deal on your next ride.               

1. Buy an Unpopular Car Color

1. Car buyers usually prefer common shades like white, black, and silver, making them high in demand and less likely to be discounted.

2. Choosing a less popular color (like brown, green, or orange) increases your chances of getting a better deal.

3. Dealerships struggle to sell these colors, so they often offer higher discounts or free accessories to move them off the lot.

2. Buy at the End of the Month (Best Time to Buy a Car in India)

1. Every dealership works on a monthly, quarterly, and yearly sales target system. If they meet their targets, they receive incentives from car manufacturers.

2. Towards the end of the month, sales teams are under pressure to close deals. This is the best time to ask for bigger discounts, freebies, or special financing offers.

3. For even better savings, visit at the end of a quarter (March, June, September, December) or the year-end (December) when discounts are at their peak.

3. Compare and Negotiate Insurance Costs

1. Dealerships often bundle high-cost insurance policies into the overall price, making it look like a good deal.

2. Before agreeing to the dealer's insurance, compare rates from third-party insurers. Websites like Policybazaar, Acko, and Digit can offer better prices.

3. Use the lower insurance quote as a negotiation tool to either bring down the total car price or demand extra accessories for free.

4. Get a Scrappage Bonus (Car Dealer Discounts)

1. If you have an old car (15+ years), you can benefit from India’s Vehicle Scrappage Policy.

2. Many manufacturers offer a scrappage bonus of ₹20,000 to ₹50,000 if you trade in an old vehicle while buying a new one.

3. This bonus applies mainly to Maruti Suzuki, Tata Motors, Mahindra, and Hyundai—check with your dealer for specific offers.

5. Take Advantage of Exchange Offers

1. If you're trading in your old car, don’t just accept the first offer from the dealer.

2. Check its resale value on platforms like Spinny, Cars24, and OLX Autos to compare offers.

3. Many dealerships provide exchange bonuses between ₹20,000 and ₹60,000 on select models, but only if you negotiate well.

6. Buy an Older Model Year (Model Year Discounts)

1. Cars lose value the moment a new model is launched. If you're okay with buying a 2024 model in early 2025, you can get a discount of ₹50,000 to ₹1 lakh.

2. These cars are brand-new but marked as last year’s stock, so dealers want to clear them out quickly.

3. Ask the dealer for year-end clearance sales or look for models with leftover inventory.

7. Use Multiple Dealerships to Your Advantage

1. Visit or call at least three dealerships to get competing price offers. Dealers often have different pricing strategies, so shopping around helps.

2. Tell each dealer the lowest offer you've received and ask if they can beat it. This method works best at the end of the month when sales targets need to be met.

3. If a dealer refuses to match the lowest price, don’t rush. Wait for a follow-up call—many dealers return with a better deal to close the sale.

Scoring the best car deals in 2025 isn’t just about luck—it’s about knowing when, where, and how to negotiate. From choosing an older model year to timing your purchase right, these strategies can help you save up to ₹2 lakh on your new car.

And once you’ve sealed the deal, don’t forget that a well-maintained car keeps your savings intact in the long run! Whether it’s regular servicing, expert repairs, or hassle-free doorstep car care, MyRaasta is your go-to car care partner. With trusted service, skilled professionals, and genuine parts, we make sure that your new ride stays in top shape for years to come.